By Annie McLoughlin of PetrolPrices.com
If your business relies on driving to visit customers then your business cars really are the heart of your company.
Can you afford to have a company car off the road, and an employee unable to work for a day?
You can avoid this by getting breakdown cover for your business cars. And with many breakdown cover providers offering fleet cover for those businesses running several company cars, it’s easy to buy motoring peace of mind for your business.
With hundreds of providers and policies, fleet cover breakdown can seem like a minefield. The level of cover can vary drastically, so you’ll need to work out what kind of policy is best for you.
Things to consider:
1. Do you want your employees to be taken back to work or to their final destination? Most providers offer recovery to any destination in the UK in their higher level policies.
2. Do you want to insure your vehicle or your employee? It is possible to get breakdown cover for cars rather than people, so any employee who is authorised to drive the vehicle will be covered in the event of a breakdown.
3. New cars break down too. Even new cars breakdown from time to time, and a new car is just as at-risk of a puncture or similar as an old car. Can you risk paying large recovery costs if one of your vehicles gets stuck in the middle of nowhere?
4. There are ‘pay as you go’ options. Rather than pay the full annual cost of breakdown cover some providers offer ‘pay on use’ policies. With these policies, you pay a small subscription fee, and then pre-arranged recovery costs when one of your vehicles breaks down.
Further information
There are hundreds of fleet breakdown cover providers, including The AA, GreenFlag, Autonational and BreakdownDirect, but PetrolPrices.com has compared the leading providers, prices and policies so you can get your fleet covered with minimal hassle.