I STUMBLED across this which I thought might be helpful. It’s an insurance product that puts all your business cars under one roof – so to speak.

The good thing is, the cars don’t all have to be registered to your company. They can be registered in your own name but added to a group policy. Quotes are based on each individual vehicle covered by the policy, so the risk truly reflects the different business cars your company runs.

The scheme is called Optima Small Fleet and it’s run by Groupama insurance, covering five to 15 cars. It could be worth checking out. It certainly sounds like a useful way to organise your business car insurance. You can check out more here: Groupama small business car insurance.

Insure the risk, not just a group of cars